Create a fashion product collage pinned to a brown corkboard, shot from a perfectly top-down angle. The outfit concept is 'late-90s minimalism for a rainy day': a charcoal wool overcoat, cream rib-knit turtleneck, straight-leg dark denim, black leather loafers, a compact umbrella, a silver analog watch, and a small notebook. Add realistic pushpins, masking tape, torn magazine clippings, a coffee ring stain, two metro tickets, and 4 small color swatches (charcoal, cream, indigo, silver). Make it feel like a stylist moodboard with subtle shadows and paper texture. No brand logos.