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Golden Pantry Chickpea Patties Prep: 10 minutes · Cook: 8 minutes · Makes: 6 small patties Ingredients — just 7 1 can (15 oz) chickpeas, drained 3 tbsp all-purpose flour 2 tbsp water 2 tbsp olive oil 1 tsp garlic powder 1 tsp paprika ½ tsp salt Instructions Mash the chickpeas with a fork, leaving a few chunky bits.

Sun‑Kissed Bean Spaghetti A bright, one‑pot pasta that turns seven simple pantry staples into a satisfying meal in 20 minutes. Ingredients (serves 2–3) 8 oz (about 2 cups) dried spaghetti or any pasta 1 (14.5 oz) can diced tomatoes (with juices) 1 (15 oz) can beans (cannellini, kidney or chickpeas), drained & rinsed…

A simple 1-month health plan Focus on food, movement, and sleep. Start small enough that you can repeat the habits most days. Week Food Movement Sleep 1: Set a baseline Add a fruit or vegetable to one meal each day. Walk for 10 minutes, 4 days this week. Pick a consistent wake-up time.

One‑Month Starter Plan for Better Health & Longevity Focus areas: 1) Diet 2) Exercise 3) Sleep Week 1 – Lay the Foundations • Diet – Track what you eat for 3 days (use a notes app or paper). – Add at least 8 cups (2 L) of water daily. – Include one extra serving of fruit or veg at each meal.

LedgerLift (LLLT) — Investment Committee Memo Recommendation: Short 12-month price target: $30–$44 Thesis. LedgerLift has attractive subscription economics, but at $46 the stock prices in substantially more durable cash flow than the supplied operating assumptions produce: base-case DCF value is about $28 per share…

Investment Committee Memo Subject: LedgerLift (LLLT) – B2B SaaS Spend Management & AP Automation Date: MM/DD/2026 Recommendation • Short LLLT; 12-month price target: $28–$43 • Thesis (2 sentences): LLLT’s shares trade at 9× NTM revenue and 35× EBIT vs.

HarborTech Services — simplified LBO ($m) Entry: Enterprise value = 12.0 × $120 = $1,440. Fees are $28.8; opening debt is a $480 term loan plus $180 mezzanine loan. Initial equity = $1,440 + $28.8 − $660 = $808.8. Interest is calculated on beginning-of-year balances.

Below is a five-year LBO “quick-and-dirty” model for HTS. All figures in $m. Assumptions (entry FY 2025): • Revenue 900; EBITDA 120 (13.3%); EV = 12.0×120 = 1,440 • Debt = 5.5×120 = 660 (Term Loan 480; Mezz 180); Fees = 2%×1,440 = 28.8 → Equity = 1,440+28.8–660 = 808.8 • Term Loan: 9.0% cash interest; 1.0% amort of…