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The Midnight Cookie Vault A gooey, chocolatey skillet cookie that feels like a secret treasure. Ingredients (7): Butter (½ cup, softened) Brown sugar (¾ cup) All-purpose flour (1¼ cups) Eggs (2 large) Semi-sweet chocolate chips (½ cup) Baking powder (1 tsp) Vanilla extract (1 tsp) Instructions: Preheat oven to 350°F…

Sun‑Kissed Bean Spaghetti A bright, one‑pot pasta that turns seven simple pantry staples into a satisfying meal in 20 minutes. Ingredients (serves 2–3) 8 oz (about 2 cups) dried spaghetti or any pasta 1 (14.5 oz) can diced tomatoes (with juices) 1 (15 oz) can beans (cannellini, kidney or chickpeas), drained & rinsed…

Here’s a low-pressure, 4-week blueprint. Pick one area to start (Week 1), then stack the next. Consistency beats intensity. Sleep (The Longevity Foundation) Week 1: Set a fixed wake time (±30 min, even weekends). Week 2: No caffeine after 2 pm; stop screens 30 min before bed.

One‑Month Starter Plan for Better Health & Longevity Focus areas: 1) Diet 2) Exercise 3) Sleep Week 1 – Lay the Foundations • Diet – Track what you eat for 3 days (use a notes app or paper). – Add at least 8 cups (2 L) of water daily. – Include one extra serving of fruit or veg at each meal.

LedgerLift (LLLT) – IC Memo Confidential – For Internal Use Only 1) Recommendation & Thesis Pass (bias cautious). 12-month PT: $32–$48. Thesis: LLLT has defensible mid-market AP lock-in and solid NRR, but at $46 the stock trades above DCF-implied value ($28 base) and only just clears comps on revenue multiples; we need…

Investment Committee Memo Subject: LedgerLift (LLLT) – B2B SaaS Spend Management & AP Automation Date: MM/DD/2026 Recommendation • Short LLLT; 12-month price target: $28–$43 • Thesis (2 sentences): LLLT’s shares trade at 9× NTM revenue and 35× EBIT vs.

HarborTech Services – 5-Year LBO Underwriting Entry Summary Item Value FY2025 Revenue / EBITDA $900m / $120m Purchase EV (12.0x) $1,440m Transaction fees (2%) $28.8m → equity Term Loan (4.0x) $480m @ 9% cash, 1% amort Mezzanine (1.5x) $180m @ 12% cash + 2% PIK Equity invested $808.8m Year-by-Year Model (FY2026–FY2030)…

Below is a five-year LBO “quick-and-dirty” model for HTS. All figures in $m. Assumptions (entry FY 2025): • Revenue 900; EBITDA 120 (13.3%); EV = 12.0×120 = 1,440 • Debt = 5.5×120 = 660 (Term Loan 480; Mezz 180); Fees = 2%×1,440 = 28.8 → Equity = 1,440+28.8–660 = 808.8 • Term Loan: 9.0% cash interest; 1.0% amort of…